Comodato concession: option for public development in Esmeraldas-Ecuador

Abstract

The purpose of this study is to propose the granting of a loan as an option for tourism development in the city of Esmeraldas in Ecuador to promote urban and territorial planning, as a solution strategy to the prevailing need for urban planning that facilitates public spaces, ensuring economic dynamics and strengthening security by providing quality services. In this sense, a financial analysis is presented where the policies for the conservation of heritage areas, technical, economic and social approval were considered according to the standard (NTE INEN 2248, 2015) and (Ordinance 3746, 2008) which determine the procedures for contracting of goods and / or services as a tender; The benefits obtained are directly related to the use of public parking spaces, maintaining linear trends in income, which is reflected in the profits obtained, which are related to operating costs, administrative expenses and financial expenses applied to generating sales.
Based on the results obtained, there is financial and economic feasibility with benefits for investors, the contractor, the offeror and the community. Taking into account that the conception of a project may have different sources of capital, such as financial systems or, for that matter, the use of a loan as an element that allows to reduce the investment costs required as own capital for the implementation of a business.